Wells Fargo Active Cash Card Review

Endless 2% money benefits — Cardholders make a limitless 2% money benefits on purchases, with no classifications to trigger or profits limitations to track.

There are other cards that use greater money back rates on specific classifications, and while they can be worth it, they do need more effort. And they frequently are likewise based on a cap and restricted in what purchases they use to. The Wells Fargo Active Money℠ Card is best for somebody that desires a user friendly card that still uses high benefits: you’ll make a best-in-class flat benefits right now on your purchases — with no limitations or hoops to leap through.

$200 money benefits sign-up perk — Brand-new Wells Fargo Active Money℠ Card holders can make a $200 money benefits sign-up perk for costs simply $1,000 in purchases in the very first 3 months. Not just is this a really competitive sign-up perk for a card with no yearly charge, however it’s likewise among the important things that sets this Wells Fargo charge card apart from other 2% cards. I’ve yet to come throughout another card with 2% endless money benefits that likewise has a sign-up perk.

15-month 0% APR introduction deal — Brand-new cardholders can take pleasure in 0% introduction APR on both brand-new purchases and qualified balance transfers for a complete 15 months. That’s a fantastic deal, even when compared to cards marketed simply for a 0% introduction APR. It indicates that this card will enable you to prevent interest on purchases and balance transfers into 2023!

Remember that balance transfers require to be made within the very first 120 days to receive a lowered rate of interest and a lower balance transfer charge.

No yearly charge — In a lot of cases, high benefits rates indicate high yearly charges. Not with the Wells Fargo Active Money℠ Card, which sports a $0 yearly charge.

Cellular phone defense — With the rate of a common mobile phone in the numerous dollars, having some sort of insurance coverage is an excellent concept. With this Wells Fargo card, you can get integrated mobile phone defense of as much as $600 simply by paying your mobile phone expense with your card. Protection goes through a $25 deductible.

Jobber Wiki author Frank Long contributed to this report.