Wells Fargo Active Cash℠ Card Review

Endless 2% money benefits — Cardholders make a limitless 2% money benefits on every purchase, with no classifications to trigger or profits limitations to track. Plus you can redeem the money benefits for whatever from declaration credits to present cards — with no particular redemption obstacles to leap through.

While there are a couple of other money back cards out there with the exact same benefits rate, the Wells Fargo Active Money℠ Card stands apart with its simpleness.

$200 money benefits sign-up bonus offer — Brand-new Wells Fargo Active Money℠ Card holders can make a $200 money benefits sign-up bonus offer for costs simply $1,000 on their card in the very first 3 months. Not just is this an extremely competitive sign-up bonus offer for a card with no yearly cost, however it’s likewise among the important things that sets this Wells Fargo charge card apart from other 2% money back cards. The majority of cards with 2% unrestricted money back do not come with a sign-up bonus offer.

15-month 0% introduction APR deal — Brand-new cardholders can take pleasure in a 0% introduction APR on both brand-new purchases and qualified balance transfers for a complete 15 months. That’s a terrific deal, even when compared to cards marketed simply for a 0% introduction APR.

Remember that only balance transfers made within the very first 120 days will get approved for the minimized rates of interest. There’s likewise a balance transfer cost that will use to all transfers.

No yearly cost — Oftentimes, high benefits rates indicate high yearly costs. Not with the Wells Fargo Active Money℠ Card. The card has no yearly cost, which suggests you will not require to pay simply to keep your account open.

Mobile phone security — With the cost of a normal mobile phone in the numerous dollars, having some sort of insurance coverage is an excellent concept. With this Wells Fargo card, you can get integrated mobile phone security simply by paying your mobile phone costs with your card. The security covers your phone in case of theft, damage, or “involuntary and accidental parting.” You can get as much as $600 per claim — minus a $25 deductible — and up to 2 claims per 12-month duration.

Jobber Wiki author Frank Long contributed to this report.