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Tag: Ray Frager

Is the Nordstrom Store Credit Card Worth It? | Credit Cards
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Is the Nordstrom Store Credit Card Worth It? | Credit Cards

Consumers can earn two points per dollar spent at Nordstrom locations after opening a Nordstrom Credit Card. Shoppers can redeem their points to cover Nordstrom spending and enjoy a few additional perks.For the average shopper, a Nordstrom Credit Card is unlikely to be more useful than a solid rewards or cash back credit card. Read on to learn more about how the cards work and other options you can consider.How the Nordstrom Credit Card WorksTD Bank issues two Nordstrom Visa credit cards: a Visa Signature card and a Visa Platinum card. You can swipe your card in and out of Nordstrom, making these open-loop credit cards. If you cannot qualify for a Visa card, you could still be eligible for the Nordstrom retail credit card. This is a closed-loop credit card, so you can only use it to sho...
What Is a Certified Check? | Banking Advice
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What Is a Certified Check? | Banking Advice

A certified check gives peace of mind to the recipient that the check is legitimate – the account holder's signature on the check is authentic and enough money is available to ensure the check doesn't bounce. A certified check might be used to purchase a major appliance, buy a car, pay taxes or cover court fees.How Do Certified Checks Work?A certified check is a personal check that a bank or credit union has guaranteed is valid.Typically, an account holder must visit a bank or credit union branch to obtain a certified check. At the branch, a bank or credit union employee verifies that you have enough money in your account to cover the check when it is cashed or deposited. The financial institution usually won't release the funds for any reason other than covering the check.The account h...