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SSA Benefits: How to get $1,261 per month from SSI and SSDI if I’m eligible for both

With the ever raising cost of living and inflation hitting new marks each month that goes by, people are relying more and more on financial government aid programs to make ends meet.

Specially those individuals that live with a disability, Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are programs designed to help them in various ways.

According to the Social Security Administration (SSA), beneficiaries can qualify for both programs simultaneously if the criteria is met.

How can I claim SSI or SSDI benefits?

In order to qualify for Supplemental Security Income an individual can’t have more than $2,000 in assets, with couples having a limit of $3,000 between the two of them.

The income limit for SSI beneficiaries varies, but it normally comes down to what the maximum benefit is each month, with various earnings or payments not counting towards the beneficiaries income.

For Social Security Disability Insurance the earnings limit is at $1,350, but it could go up to $2,260 when the beneficiary of the aid is blind.

The Social Security Administration allows SSDI claimants to have a nine-month trial period to try and work without losing their disabled consideration, therefore keeping their benefits regardless of their monthly earnings.

How much could I claim in SSI and SSDI benefits

While SSDI is a little bit harder to calculate, with SSI we see that the maximum a beneficiary could receive is $841 per month, which comes out to a little over ten thousand dollars in a year.

Since SSDI doesn’t have an income limit, the amount received by a beneficiary would depend on the age he/she became disabled, their work history and their period of eligibility.

The SSA allows a monthly payment to come from both SSI and SSDI programs, with a combined $861 available if the beneficiary qualifies for both, with couples having a maximum of $1,261 in combined benefits limit.

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