Excellent Low Interest Credit Cards of 2021

Citibank Diamond Preferred Credit Card

Citi® Diamond Preferred® Card

on Citibank’s application

Exceptional for Long 0% interest durations for balance transfers

0% introduction APR on Purchases and Balance Transfers for 18 months

14.74% – 24.74% Variable APR

$0

on Citibank’s application

BankAmericard® Credit Card

BankAmericard® charge card

Exceptional for Affordable Balance Transfer

0% introduction APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

12.99% – 22.99% Variable APR

$0

Bank of America® Cash Rewards Credit Card

Bank of America® Custom-made Money Benefits charge card

Exceptional for Personalized benefits

0% introduction APR for 15 billing cycles on purchases and on any balance transfers made within 60 days of account opening

13.99% – 23.99% Variable APR

$0

Discover it® Cash Back

Discover it® Money Back

Exceptional for Bonus Offer Categories and First Year Cashback Match

0% introduction APR for 14 months on purchases and balance transfers

11.99% – 22.99% Variable APR

$0

American Express Blue Cash Everyday Credit Card

Blue Money Daily® Card from American Express

on American Express’s site

Exceptional for Everyday Investing Without Any Charge

0% introduction APR on Purchases for 15 months

13.99% – 23.99% Variable APR

$0

on American Express’s site

Chase Freedom Unlimited Credit Card

Chase Liberty Unlimited®

Exceptional for Cash-Back Pairing with Chase Sapphire Preferred®

0% introduction APR on Purchases for 15 months

14.99% – 23.74% Variable APR

$0

Citi® Double Cash Card

Citi® Double Money Card – 18 month BT deal

on Citibank’s application

Exceptional for Flat Rate Money Back

0% introduction APR on Balance Transfers for 18 months

13.99% – 23.99% Variable APR

$0

on Citibank’s application

US Bank Visa Platinum Credit Card

U.S. Bank Visa® Platinum Card

Exceptional for Long 0% duration for transfers and purchases

0%* introduction APR for 20 billing cycles on purchases and balance transfers*

14.49% – 24.49%* Variable APR

$0*

Jobber Wiki author Frank Long contributed to this report.